DATA PROTECTION NOTICE
Details of your name, e-mail address, Aadhaar, PAN and any other personal information about you that you include in response to any part, page or screen of this Website or App comprise “basic or sensitive personal data” for the purposes of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Data or Information) Rules, 2011.
We will not share your details with any third party without your consent, permission or acknowledgement.
If you apply for a loan from our website, we will use your details and data to validate your credentials, access your bureau score and offer products based on your cumulative rating.
DISCLAIMER OF LIABILITY
Blue Bottle Fintech Pvt. Ltd. (“BBF”), operating under the brand name TimePeCash, has a strict policy against staff and vendors sending or forwarding unsolicited emails. BBF provides training and support to its staff and vendors to ensure unethical practices are not followed, whether intentionally or inadvertently.
BBF does not provide any personal bank account or personal UPI ID/URL for repayment of your dues. Emails or calls claiming a connection to BBF and asking you to pay or settle a loan by transferring money to a personal UPI ID or bank account are fraudulent. Report such scams to grievance@bluebottlefintech.com and your local police. BBF will not be liable for payments made through such unsolicited personal links.
Please be aware of the significant risk posed by cyber fraud, particularly fraud affecting email accounts and bank account details. Stay alert to such activity.
PRESERVATION OF RECORDS
The Company’s Preservation of Records Policy establishes standards for managing, storing and preserving Company documents and customer data.
Company documents are broadly classified into the following categories:
A. Documents of a permanent nature
The Company shall maintain and preserve documents of a permanent nature, including any modifications, amendments, additions, deletions or other changes made to them. These include the registration certificate, licences and statutory approvals, statutory registers required under applicable laws, audited financial statements and annual reports, minutes of meetings, material agreements and contracts, and any other documents required to be maintained permanently under applicable law.
B. Documents maintained for a specified period after transaction completion
The Company shall preserve documents for a period of not less than five years after completion of the relevant transactions, including any modifications, amendments, additions, deletions or other changes made to them. These documents may include books of accounts, customer KYC documents, customer post-dated cheques (where applicable to the product), and any other documents required to be maintained under applicable law.
CUSTOMER DATA PRESERVATION
Customer data is broadly classified into the following categories:
A. Data of on-boarded or new customers
The Company recognises the importance of protecting the data and privacy of existing and newly on-boarded customers who have availed, or are about to avail, the Company’s services or products. This Policy is designed to support the responsible and secure preservation and storage of their data.
The Company may store customers’ personal and financial data, together with transaction history and communication records, for the period defined under the DADP Act and IT Act 1961.
B. Data of customers no longer associated with the Company
The Company may store financial data for a maximum period of six months for customers who are no longer associated with the Company. The Company may retain basic customer details, such as name, phone number, e-mail address and residential address, for future reference for the period defined under the DADP Act and IT Act 1961.
UNDISBURSED OR REJECTED CASES
For undisbursed or rejected cases, the Company will preserve documents for six months, as decided by management on a case-by-case basis, or for the period defined under the DADP Act, IT Act 1961 or any other applicable regulatory requirements.
All modifications, amendments, additions or deletions to these documents shall also be preserved for a period of not less than five years.