Loan Products
Explore financing options for your business, vehicle and personal needs. Our lending partners assess every application according to their eligibility and verification requirements.
Commercial Vehicle Loan
Finance for business and transportation vehicles. This option is designed for transport operators, fleet owners, small business owners and self-employed individuals looking to purchase an eligible commercial vehicle, such as a truck, light commercial vehicle or goods carrier, without paying the full cost upfront.
Key features
- Loan amount
- Up to ₹5 lakh
- Tenure
- Up to 4 years
- Interest rate
- Indicatively 10%–26% p.a.
- Documentation
- Simplified, subject to lender requirements
Who can apply?
Transport operators, fleet owners, small business owners and self-employed applicants who need a vehicle for commercial use and meet the lender's criteria.
How it may help
- Support a vehicle purchase or business expansion.
- Preserve working capital for day-to-day operations.
- Choose a repayment term based on eligibility and cash flow.
E-Rickshaw Loan
Financing for individuals and small entrepreneurs who want to purchase an eligible electric rickshaw for passenger transport or other permitted commercial use. It can help you start a local transport activity or grow an existing one.
Key features
- Loan amount
- Up to ₹1.75 lakh
- Tenure
- Up to 3 years
- Interest rate
- Indicatively 26%–35% p.a.
- Processing
- Indicatively within 2 hours, subject to verification and lender approval
- Vehicle
- New or eligible used e-rickshaw
Who can apply?
Individuals, self-employed applicants, local transport operators and small entrepreneurs seeking to purchase an eligible electric rickshaw, subject to lender criteria.
How it may help
- Support electric vehicle ownership and self-employment.
- Finance an eligible new or used vehicle.
- Apply through a convenient process, subject to lender policies.
Secured Business Loan
Funding for eligible micro, small and medium enterprises (MSMEs) seeking to support business expansion, equipment purchases, working capital or other lender-approved business needs. Collateral or other acceptable security may be required.
Key features
- Loan amount
- Up to ₹5 lakh
- Tenure
- Up to 5 years
- Interest rate
- Indicatively 16%–28% p.a.
- Security
- May be required as per lender policy
Who can apply?
Eligible MSMEs, proprietors, partnership firms and other qualifying businesses, subject to lender assessment and security requirements.
How it may help
- Fund business expansion and operational requirements.
- Support equipment purchases and business development.
- Plan repayments over an eligible tenure.
Payday Loan
A technology-enabled way for eligible customers to explore financing online. Depending on the product and lender, applicants may be able to submit their details, provide required documents and check application progress paydayly.
Key features
- Online application and payday document submission, where available.
- Application status tracking, subject to platform availability.
- Loan amount, rate and tenure depend on the selected product and lender's assessment.
Who can apply?
Eligible individuals, self-employed applicants and business owners, depending on the payday loan product and lender criteria.
How it may help
- Explore loan information and application status online.
- Reduce physical visits where payday verification is supported.
- Follow a streamlined application journey, subject to lender procedures.
Personal Loan
Financial support for eligible personal needs, planned or unexpected. Depending on the lender's terms, a loan may be used for expenses such as medical care, education, travel or home-related costs. Your income, credit profile, existing obligations and repayment capacity may be considered.
Key features
- Loan amount
- Up to ₹2 lakh
- Tenure
- Up to 2 years
- Interest rate
- Indicatively 24%–36% p.a.
- Security
- Unsecured, subject to lender and product terms
- Approval
- Subject to income and credit assessment
Who can apply?
Salaried individuals and eligible self-employed applicants who meet the lender's income, age and credit criteria.
How it may help
- Manage eligible personal financial needs.
- Explore unsecured options where offered by the lender.
- Plan structured repayments based on the approved offer.
Loan amounts, interest rates, tenures, and processing times shown are indicative and subject to applicant eligibility, document verification, lender approval, and the final terms in the sanction letter. Terms may vary by lending partner and applicant.